Here is a list of reasons why individuals and business owners take action when considering disability income insurance. Disability...

If you become disabled while in school and have to drop out, disability insurance benefits can help you pay your student loans! This is...

If you are a small business owner, you wear many hats. You are the manager, accountant, IT department, and janitor. You are also most...

These strategies here can help you grow your client base. If everyone knew that their Group Benefits had the gaps and limitations, they...

If you offer Group Benefits or 401(k) services - are you bringing up to topic of Income Protection for the Executive Team? Our...

Here are 5 Conversation Starters to help you talk to your clients about Income Protection. You won't sell life insurance if you don't...

Although many brokers feel confident selling their core products–life insurance, retirement plans, health insurance or long term...

SCENARIO Far too often an advisor jumps right into trying to convince a client that he/she needs disability insurance. The advisor starts...

SCENARIO If you are a financial planner, many times you are talking to a client who has no idea about either the chance of a disability...

SCENARIO If you are a financial planner, many times you are talking to a client who has no idea about either the chance of a disability...

SCENARIO If you consider yourself a life insurance agent, many times you are talking to a client who has no idea about either the chance...

SCENARIO When talking to clients, advisors often discover that the client is covered under a Group LTD plan at work. Clients often think...

SCENARIO Clients insure assets that they have such as their house and their car. Yet, many clients do not insure their most valuable...

SCENARIO When clients think about financial planning, they most often think about retirement planning. Early in your engagement, it is...

SCENARIO Clients are visual. Showing the value of protecting the financial plan is vital for them in purchasing income protection. A lot...

SCENARIO Since most clients have never had a conversation regarding disability insurance to protect their income, they often make a...

SCENARIO Most clients do not understand either the cost of a disability insurance policy nor the benefits they would receive if they were...

There are so many advisors who WANT to sell more income protection products but do not own individual disability insurance on themselves....