top of page

Creating a Financial Foundation


Clients are visual. Showing the value of protecting the financial plan is vital for them in purchasing income protection. A lot of advisors talk about "the financial house" or "the financial pyramid".


Advisor: "Dave, in planning it is important to know what you have and what you want/need, so I can show you how to get there".

"The first level is knowing your mortgage, utilities and groceries (MUG) are always covered. These are things you cannot survive without. Then we need to discuss your savings (investments, college planning, vacation, home, etc.) Then we need to discuss your plans for retirement. But what is important is that all of these levels sit on a solid foundation, your income. Without an income, non of these levels can be achieved and maintained".


Your client now identifies how important income is to the financial plan. The plan is resting on income. A good disability policy will protect the financial plan if the income goes away.

16 views0 comments

Recent Posts

See All

Reasons for Evaluating Disability Income Insurance

Here is a list of reasons why individuals and business owners take action when considering disability income insurance. Disability Insurance (DI) is seldom a topic a client or prospect will ask about.

Student Loan Debt and Disability Income Insurance

If you become disabled while in school and have to drop out, disability insurance benefits can help you pay your student loans! This is information that both students and parents should be aware of. I

Keeping the Doors to your Small Business Open!

If you are a small business owner, you wear many hats. You are the manager, accountant, IT department, and janitor. You are also most likely in charge of revenue generation. The revenue you generate i


bottom of page