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Filling the Tax Gap

Many individuals receive Group LTD coverage through an employer - but what happens when the employer pays the premium?

This is one of the largest opportunities in the income protection business! Let us help you review the programs offered from a prospects employer!

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This rider can be one of the most valuable riders attached to a policy. It determines a payout based on a partial disability vs. a total disability. From a look at claims, the majority of disabilities


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